Dangers of recessed down lighters in the home.
If Down lighters are installed properly there is no problem with them. The heat generated by a 50Watt halogen lamp is hot enough to cause a fire. Sometimes they are installed properly but insulation is installed and the lamps are covered by insulation. The safest and easiest way to eliminate the problem is to use LED lamps. These generate a lot less heat and are not normally a fire risk. You can see the damage to the cable caused by the heat of the lamp. There was also scorching on a nearby wood joist